Up to 4.00% APY on savings
FDIC insurance up to $3M
Fast payments – expedited checks & wires
$0 minimum balance, no hidden fees
Access to a revolving credit line up to $250K
Potentially eligible after just 6 months in business
Your business deserves a bank account that works as hard as you do. Lili gives you the banking foundation to manage, grow, and protect your money – and within 60 days, qualified account holders earn a $300 welcome bonus, real money back in your business. Backed by Vyde’s financial expertise, it’s a great way to get started.
Lili is a business banking platform trusted by over 200,000 businesses across the US, built for small to mid-sized businesses. Combining high-performance business banking with flexible credit solutions, Lili gives eligible businesses access to funding alongside their day-to-day banking. Get started in minutes with no paperwork and no minimums.
Disclaimers:
Lili is a financial technology company, not a bank. Banking services provided by Sunrise Banks, N.A., Member FDIC. Wire Transfer service provided by Column Bank N.A., Member FDIC. All wires are subject to acceptance criteria and risk-based review and may be rejected at the sole discretion of Column Bank N. A. or Lili App Inc.
Access to capital is provided by our partners that offer business loans or lines of credit. Lili is a financial technology company, not a bank or lender. Underwriting required.
FDIC insurance only covers the failure of an FDIC insured bank. The standard FDIC deposit insurance limit is $250,000 per depositor, per FDIC insured bank, per ownership category through Sunrise Banks, N.A and the sweep program banks. See Sunrise Banks Account Agreement and Addendum to Sunrise Banks Account Agreement.
The Annual Percentage Yield (“APY”) for the Lili Savings Account is variable and may change at any time. The disclosed APY is effective as of November 13, 2025. Must have at least $0.01 in savings to earn interest. 2.25% APY applies to balances of up to and including $500,000. 4.00% APY applies to balances over $500,000 and up to and including $1,000,000. Any portions of a balance over $1,000,000 will not earn interest or have a yield. Available to all Lili plans.
International wire transfers are only available to legal entity customers (LLCs, corporations, and partnerships). Transfers can be made to and from select countries. Please check your app for the most up to date list. Fees apply. Learn more here Sunrise Banks Account Agreement.
Expedited availability of check funds is based on individual circumstances.
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